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It follows a rate cut of up to 0.31 percentage points earlier this month. From 8pm this evening, Virgin’s two-year fixed rates will rise by 0.2 percentage points to 4.79percent (65percent Loan to Value) and 4.89percent (75percent LTV). HSBC and Skipton building society have each cut their fixed mortgage rates in the latest salvo from an increasingly competitive market, writes Jo Thornhill. Fixed rate residential purchase, switcher products and remortgage deals will all be increased at the same time, with the details yet to be announced.

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